In June 2025, the Benazir Income Support Programme (BISP) made an important decision to block accounts of women who have taken large business loans under the “Apna Karobar Card” scheme. This update also affects women whose husbands took the loan, even if the woman herself did not apply. The main reason for this step is that such families are now considered financially stable. In this article, we explain in simple words who is affected, what steps to take, and what this means for future BISP payments. This information is helpful for all current and past BISP beneficiaries.
| Category | Impact |
| Woman took Rs. 10 lakh loan | BISP account blocked |
| Husband took Rs. 10 lakh loan | Wife’s BISP account also blocked |
| Loan under Apna Karobar Card | Account considered ineligible |
| Visiting payment centers | Not allowed for blocked account holders |
BISP Accounts Blocked Under Apna Karobar Card – June 2025
In June 2025, BISP has stopped payments to women who are part of the “Apna Karobar Card” loan scheme. If a woman or her husband took a loan worth Rs. 10 lakh or more under this scheme, their BISP account has been blocked. The program treats both husband and wife as one financial unit. So, even if only one person in the family took the loan, both become ineligible for further help under BISP. This decision is part of the government’s effort to give aid only to the poorest families.
Reasons for BISP 8171 Blocking Accounts of Business Loan Users
The purpose of BISP is to help the poorest families in Pakistan. If a household is able to get a business loan worth 10 lakh rupees, it means they have some financial ability. The BISP rules now say that such families do not need monthly cash help. This is why the accounts of many women have been blocked. The loan may be taken by the woman or her husband, but the result is the same. BISP believes that government loan schemes and support programs should not be used together.
Also Read: BISP 8171 Final Phase Payment Date Update 2025
What Affected Women Should Know About BISP June 2025 Action
If your BISP account is blocked, do not visit payment centers. No money will be given, and you may waste your time. Standing in line or complaining at campsites will not change your status. This decision is official and final. However, if you think your account was blocked by mistake, you can visit your nearest BISP Tehsil office. They will check your record and confirm your status. But only visit if you are sure you did not take any business loan or if your information is wrong in their system.
How to Confirm If Your BISP 8171 Account Is Blocked
You can easily check your BISP account status using one of the following ways:
- SMS Method: Your 13-digit CNIC number should be sent to 8171. A response with your current status will be sent to you.
- Office Visit: Bring your CNIC to the BISP Tehsil office that is closest to you. They will determine whether your account is blocked or active.
If you get a message that your account is blocked, and you or your husband took a business loan, there is no need to go to the payment center. Only go if there has been a clear mistake in your case.
Important Points for Women Affected by the BISP Account Block
Here are some important points to keep in mind if your BISP account has been blocked:
- Loan Taken Means No Aid: If you or your husband took a 10 lakh business loan, BISP aid will stop
- No Need to Visit Centers: Do not waste time going to payment camps or banks
- Update Only If Mistake Found: Go to the BISP office only if you believe the block was wrong
- Stay Informed: Use the BISP official website or SMS service to get correct updates
Conclusion
In this article, we are sharing all the details about the BISP 8171 account blocking for women affected by the Apna Karobar Card loan scheme. If you or your husband have taken a business loan of Rs. 10 lakh or more, your account has been declared ineligible. You will not receive any future payments. Please avoid visiting BISP payment centers without checking your status. Use the official 8171 SMS service or visit the BISP office only if there is a mistake. This policy ensures that the support reaches the most deserving families.
Also Read: Punjab Livestock Card Scheme Phase 2 – Final Application Date
FAQs
Will I get BISP aid if I took a smaller loan under another scheme?
No. Even smaller loans may affect your status. You should visit the BISP office to confirm.
Can I reapply for BISP if I return the business loan?
Currently, there is no rule for reapplying after loan repayment. Your record will still show the loan.
What if my name is correct, but my husband’s loan is wrongly listed?
You should take documents and visit the BISP office to request a correction.
Is it possible to receive BISP aid and a business loan together?
No. BISP does not allow support for those already receiving large financial aid through other programs.