The Himmat Card Program is a financial aid initiative by the Punjab Government to support disabled individuals. The program initially benefited 40,000 people in Phase 1 and has now expanded to 65,000 in Phase 2. The government provides Rs. 10,500 every three months through the Himmat Card, which works as an ATM card. Beneficiaries can withdraw their funds from Bank of Punjab (BOP) ATMs easily. This article explains how to withdraw money step by ste.
What is the Himmat Card Program?
The Himmat Card is a government-issued ATM card given to disabled individuals in Punjab. It provides financial assistance every three months to help cover basic needs.
Main Features:
- Designed for disabled individuals in Punjab
- Phase 1: 40,000 beneficiaries
- Phase 2: 65,000 beneficiaries
- Rs. 10,500 deposited every three months
- Withdrawable from Bank of Punjab ATMs
How to Withdraw Rs. 10,500 Using a Himmat Card at a BOP ATM
Withdrawing cash from the Himmat Card is easy. Follow these steps:
Find a Bank of Punjab ATM
- Locate the nearest BOP ATM.
- Ensure the ATM is functional.
Insert Your Himmat Card
- Place your card into the ATM slot.
- Wait for the system to read it.
Enter Your PIN Code
- Input your 4-digit PIN carefully.
- Press “Enter” to proceed.
Select Withdrawal Option
- Choose “Withdraw Cash” from the menu.
- Select “Savings” or “Current” account.
Enter the Withdrawal Amount
- Type Rs. 10,500 or another required amount.
- Verify and confirm.
Complete the Transaction
- Press “Confirm” and wait for processing.
Collect Your Cash and Receipt
- Take your cash.
- Collect the receipt for records.
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How to Check Himmat Card Balance at a BOP ATM
Checking your balance before withdrawal ensures funds are available. Follow these steps:
- Visit a Bank of Punjab ATM.
- Insert your Himmat Card.
- Enter your 4-digit PIN.
- Select “Balance Inquiry” from the menu.
- The ATM will display your balance.
- Print the receipt if needed.
Eligibility & Registration Process for Himmat Card
If you have not yet applied for the Himmat Card, check if you qualify.
Who Can Apply?
- Must be a resident of Punjab.
- Must have a verified disability.
- Must submit required documents.
Registration Process:
Visit a DHQ Hospital
- Go to your city’s District Headquarters (DHQ) Hospital.
- Locate the PWD Registration Desk.
Complete Registration
- Provide required documents (CNIC, disability certificate, etc.).
- Wait for verification and approval.
Receive Your Himmat Card
- If approved, you will receive the card within a few weeks.
- Withdraw payments as per the schedule.
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Conclusion
The Himmat Card Program is an excellent initiative by the Punjab Government to provide financial relief to disabled individuals. With Rs. 10,500 deposited every three months, beneficiaries can easily withdraw money using any Bank of Punjab ATM. Checking the balance before withdrawing is important to avoid failed transactions. Those who have not registered can apply by visiting their nearest DHQ Hospital. By following the steps in this guide, Himmat Card holders can conveniently access their funds and manage their expenses efficiently.
FAQs
How often are Himmat Card payments made?
Payments are deposited every three months.
Can I withdraw money from ATMs other than BOP?
No, withdrawals are only possible at Bank of Punjab ATMs.
What should I do if I forget my Himmat Card PIN?
Visit the nearest Bank of Punjab branch to reset your PIN.
Can I check my Himmat Card balance online?
No, balance checks can only be done at BOP ATMs.
What should I do if the ATM does not dispense cash?
Contact Bank of Punjab customer support immediately for assistance.