Himmat Card Cash Withdrawal Process in 2025

The Himmat Card is a special program by the Punjab government designed to assist people with disabilities by providing financial support. This initiative helps improve the quality of life for disabled individuals by offering them financial independence. The program provides Rs. 10,500 every three months to assist with daily expenses. In this article, we will explain the Himmat Card cash withdrawal process in simple terms, guiding you through each step to ensure a smooth experience.

The Himmat Card Program was launched to support persons with disabilities (PWDs) in Punjab. Initially, 40,000 eligible individuals were included in the first phase. Due to its success, the second phase expanded to include 65,000 beneficiaries. Eligible individuals receive an ATM card issued by the Punjab Government, which allows them to withdraw funds conveniently. The first payment is available after three months of registration, and subsequent funds are disbursed every three months. This program is a significant step towards empowering PWDs by providing them with a stable source of financial support.

Feature	Description
Financial Assistance	Rs. 10,500 every three months
Eligibility	Certified disability status
Registration Methods	Online via PWD App or in-person at DHQ hospitals
Withdrawal Options	ATM withdrawals or cash centers after verification

How to Withdraw Funds Using the Himmat Card

Once you have received your Himmat Card, withdrawing funds is a straightforward process. The card functions like a regular ATM card, allowing you to access your funds conveniently. Here’s how to withdraw your money:

1. Locate a Bank of Punjab (BOP) ATM: Find the nearest BOP ATM, as the Himmat Card is primarily compatible with BOP machines.
2. Insert Your Himmat Card: Place your card into the ATM’s card slot.
3. Enter Your PIN: Input the four-digit Personal Identification Number (PIN) provided to you during card activation. Ensure no one else can see your PIN as you enter it.
4. Select ‘Withdrawal’: From the on-screen menu, choose the ‘Withdrawal’ option.
5. Enter the Amount: Input the amount you wish to withdraw, up to the available balance on your card.
6. Confirm the Transaction: Review the details and confirm to proceed.
7. Collect Your Cash: Once the transaction is complete, collect your cash and the transaction receipt.

Eligibility Criteria for the Himmat Card

To qualify for the Himmat Card, applicants must meet specific criteria:

• Certified Disability Status: Applicants must have their disability certified by the Social Welfare Department of Punjab.
• Unemployed Status: The applicant must not be employed in any government or private sector job. The program is designed to assist individuals who are unable to work due to their disabilities.
• Exclusion from Other Aid Programs: Individuals who have already received aid from other programs, such as the Benazir Income Support Program (BISP), Zakat Fund, or Bait-ul-Mal, are not eligible for the Himmat Card.
• PMT Score Requirement: Applicants should have a PMT (Proxy Means Test) score of 45 or below, as issued by BISP.
• Data Registration: Personal details, including CNIC, contact information, and disability status, must be recorded in the Disability Management and Information System (DMPIS).

Meeting these criteria ensures that the financial aid is directed to those who are most in need, ensuring fairness and transparency.

How to Register for the Himmat Card

The registration process for the Himmat Card Program is simple and accessible. The Punjab government has provided two ways to register, making the process convenient for both tech-savvy users and those who prefer in-person assistance.

Also Read: How to Receive PKR 5,000 Through the 9999 PM Ramadan Program 2025 (Step-by-Step Guide)

Online Registration Using the PWD App

For those comfortable with technology, online registration is an easy and quick way to apply. Here’s how you can register:

1. Download the PWD App: The app is available on the Google Play Store for Android users. Download it to your smartphone.
2. Create an Account: After downloading the app, create an account by entering your basic details.
3. Fill Out the Application Form: Navigate to the “PWD Services” section and complete the application form, ensuring that all details are accurate.
4. Schedule a Medical Check-up: You will need to schedule an appointment for a medical check-up. After the check-up, your disability certificate will be generated.
5. Collect Your Himmat Card: Once you have the disability certificate, visit the nearest DHQ hospital to collect your Himmat Card from the help desk.

In-person registration at DHQ Hospitals

For individuals who are unable to use the online app, in-person registration is available at DHQ hospitals. Follow these steps:

1. Visit the DHQ Hospital: Go to the nearest DHQ hospital with your CNIC and disability certificate.
2. Visit the Himmat Card Help Desk: Go to the Himmat Card Help Desk to complete the registration process.
3. Receive Your Card: After your registration is verified, you will receive your Himmat Card.

Both registration methods are designed to ensure that no one is left out of the program, regardless of their access to technology.

Also Read: KP Government Introduces Roshan Mustaqbil & Sahara Cards in 2025 – Who Qualifies?

Conclusion

The Himmat Card Program is a valuable initiative by the Punjab Government that empowers persons with disabilities by providing them with financial independence. The registration and withdrawal processes are designed to be simple and accessible, ensuring that individuals can easily access the support they need. By offering financial assistance of Rs. 10,500 every three months, the program significantly improves the quality of life for PWDs in Punjab.

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